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	<title>Ramos Law Firm Workers&#039; Comp Blog &#187; liens</title>
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	<description>Your Questions about Georgia Workers&#039; Compensation Answered</description>
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		<title>What is Subrogation?</title>
		<link>http://www.ramoslawblog.com/2008/11/14/what-is-subrogation/</link>
		<comments>http://www.ramoslawblog.com/2008/11/14/what-is-subrogation/#comments</comments>
		<pubDate>Fri, 14 Nov 2008 15:41:38 +0000</pubDate>
		<dc:creator>Bryan Ramos</dc:creator>
				<category><![CDATA[Injured On the Job in Georgia]]></category>
		<category><![CDATA[Law]]></category>
		<category><![CDATA[liens]]></category>
		<category><![CDATA[O.C.G.A § 34-9-]]></category>
		<category><![CDATA[subrogation]]></category>
		<category><![CDATA[work related injury]]></category>
		<category><![CDATA[workers' comp law]]></category>
		<category><![CDATA[workers' comp settlement]]></category>

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			<content:encoded><![CDATA[<p>Essentially, subrogation is the assumption of legal  rights of someone whose debts or expenses have been paid. The simplest example  is when an employee is injured in a car accident with a third party.  Assuming  that the employee was not at fault and the accident arose out of and in the  course of employment, <span id="more-193"></span>it is common for the injured employee to use the workers&#8217;  compensation system to pay for his medical bills.</p>
<p>The injured worker may also file a suit against the  third party driver who caused the accident.   The workers&#8217; compensation carrier  will attempt to assert a lien for the past expenses it paid against the future  residual proceeds from the third party suit.</p>
<p>The workers&#8217; compensation statute that allows for this  subrogation is found at O.C.G.A. §34-9-11.  Interestingly, after one year after  the employee&#8217;s injury, the Employer/Insurer has a non-exclusive right to file  suit in its own name or the name of the employee against the third party.</p>
<p>In order for the Employer/Insurer to be successful in  this context, it must demonstrate that the injured employee was &#8220;fully and  completely compensated&#8221; for the accident.  This is a very hard burden for the  employer to prove, if not impossible.  The workers&#8217; compensation carrier must  prove that the injured worker has been &#8220;made whole&#8221;.</p>
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