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	<title>Ramos Law Firm Workers&#039; Comp Blog &#187; indemnity benefits</title>
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	<description>Georgia Workers&#039; Compensation, Medicare Set-Asides and Injury Trust Funds</description>
	<lastBuildDate>Thu, 15 Jul 2010 03:07:34 +0000</lastBuildDate>
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		<title>Workers&#8217; Compensation statistics</title>
		<link>http://www.ramoslawblog.com/2010/06/14/workers-compensation-statistics/</link>
		<comments>http://www.ramoslawblog.com/2010/06/14/workers-compensation-statistics/#comments</comments>
		<pubDate>Tue, 15 Jun 2010 03:25:07 +0000</pubDate>
		<dc:creator>Bryan Ramos</dc:creator>
				<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Injured On the Job in Georgia]]></category>
		<category><![CDATA[Georgia workers' compensation]]></category>
		<category><![CDATA[Georgia's injured workers]]></category>
		<category><![CDATA[indemnity benefits]]></category>
		<category><![CDATA[State Board of Workers' Compensation]]></category>
		<category><![CDATA[workers' comp settlement]]></category>

		<guid isPermaLink="false">http://www.ramoslawblog.com/?p=1162</guid>
		<description><![CDATA[In 2008, The Bureau of Labor Statistics found that almost 3.7 million nonfatal injuries and illnesses occurred on the job throughout the United States. In Georgia, the State Board of Workers’ Compensation cited that over 35,550 weekly benefit claims were made.  Over 121 thousand medical claims were made stemming from work-related accidents.  The workers’ compensation [...]]]></description>
			<content:encoded><![CDATA[<p>In 2008, The <a class="zem_slink" title="Bureau of Labor Statistics" rel="wikipedia" href="http://en.wikipedia.org/wiki/Bureau_of_Labor_Statistics">Bureau of Labor Statistics</a> found that almost 3.7 million nonfatal injuries and illnesses occurred on the job throughout the United States.</p>
<p>In Georgia, the State Board of Workers’ Compensation cited that over 35,550 weekly<span id="more-1162"></span> benefit claims were made.  Over 121 thousand medical claims were made stemming from work-related accidents.  The workers’ compensation board also reported that almost $600 million dollars of weekly benefits were paid in 2007 and almost $700 million dollars were spent on medical benefits.</p>
<p>If you have been injured on the job, it is important that your claim be counted and proper compensation be allowed under the law.  Work place injuries may be the result of repetitive work  duties or they may arise from sudden traumatic experiences.  Proper reporting and representation are crucial in securing your claim and entitlement.  Call the Ramos Law Firm now for your free consultation (404) 355-3431.</p>
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		<title>What if I am terminated because of my injury?</title>
		<link>http://www.ramoslawblog.com/2010/01/25/1118/</link>
		<comments>http://www.ramoslawblog.com/2010/01/25/1118/#comments</comments>
		<pubDate>Mon, 25 Jan 2010 12:08:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Injured On the Job in Georgia]]></category>
		<category><![CDATA[Law]]></category>
		<category><![CDATA[income benefits]]></category>
		<category><![CDATA[indemnity benefits]]></category>
		<category><![CDATA[injured worker]]></category>
		<category><![CDATA[workers' comp law]]></category>
		<category><![CDATA[Workers' Compensation Act]]></category>

		<guid isPermaLink="false">http://www.ramoslawblog.com/?p=1118</guid>
		<description><![CDATA[Many injured workers are terminated because of their work injuries. If this occurs, the law provides relief under the Workers&#8217; Compensation Act.  In these cases the employee may be entitled to TTD benefits to help replace his income while he continues his job search.  There are certain deadlines to be followed and it may require [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Many injured workers are terminated because of their work injuries. </strong> If this occurs, the law provides relief under the Workers&#8217; Compensation Act.  In these cases the employee may be entitled to TTD benefits to help replace his income while he continues his job search.  There are certain deadlines to be followed<span id="more-1118"></span> and it may require the filing a WC-14 Request for Hearing.  As such, the guidance of an experienced workers&#8217; compensation attorney is advised.</p>
<p>According to the Georgia Department of Labor, it is indicated that the state&#8217;s unemployment rate now matches its record high.  The new figures support that the unemployment rate is 10.3 percent.  The jobless rate also increased .2 of a percent point.  Additionally, Department of Labor Commissioner Michael Thurmond stated that the Georgia workforce shrunk by 121,527.</p>
<p>If you have been injured on the job and were terminated because of it, please <a title="Ramos Law Firm Contact" href="http://ramoslawfirm.com/?option=com_jforms&amp;view=form&amp;id=2" target="_self">contact</a> the Ramos Law Firm.</p>
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		<title>What benefits am I entitled to if my employer reduces my work hours and pay because of my workers&#8217; compensation injury?</title>
		<link>http://www.ramoslawblog.com/2009/11/16/what-benefits-am-i-entitled-to-if-my-employer-reduces-my-work-hours-and-pay-because-of-my-workers-compensation-injury/</link>
		<comments>http://www.ramoslawblog.com/2009/11/16/what-benefits-am-i-entitled-to-if-my-employer-reduces-my-work-hours-and-pay-because-of-my-workers-compensation-injury/#comments</comments>
		<pubDate>Mon, 16 Nov 2009 05:03:20 +0000</pubDate>
		<dc:creator>Bryan Ramos</dc:creator>
				<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Injured On the Job in Georgia]]></category>
		<category><![CDATA[Law]]></category>
		<category><![CDATA[income benefits]]></category>
		<category><![CDATA[indemnity benefits]]></category>
		<category><![CDATA[State Board of Workers' Compensation]]></category>
		<category><![CDATA[workers' comp benefits]]></category>

		<guid isPermaLink="false">http://www.ramoslawblog.com/?p=1040</guid>
		<description><![CDATA[When an employer reduces the injured employee&#8217;s hours or pay because of her workers&#8217; compensation accident, the employer may be required to pay a portion of the difference between the average weekly wage before the accident and the average weekly wage after the accident.  The difference in these wages would be taken at a 2/3 [...]]]></description>
			<content:encoded><![CDATA[<p><strong>When an employer reduces the injured employee&#8217;s hours or pay because of her workers&#8217; compensation accident, the employer may be required to pay a portion </strong>of the difference between the average weekly wage before the accident and the average weekly wage after the accident.  The difference in these wages would be taken at a 2/3 rate of pay.  This is called temporary partial disability.  These benefits<span id="more-1040"></span> are calculated on a weekly basis.</p>
<p><strong>In many situations, the employer will not voluntarily commence these benefits to the injured worker.  It is the injured worker&#8217;s responsibility to raise this issue with his or her employer.</strong></p>
<p>The attorneys at the Ramos Law Firm understand this concept and have prosecuted many of these cases resulting in causal results for its clients.  If you&#8217;ve been injured on the job and you are now making less money because of your work injury, please <a title="Ramos Law Firm Contact" href="http://ramoslawfirm.com/intake-forms/contact.html">contact </a>the attorneys at the Ramos Law Firm.</p>
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		<title>How long do I have to&#8230;file my claim, notify my supervisor, etc.</title>
		<link>http://www.ramoslawblog.com/2009/06/03/how-long-do-i-have-tofile-my-claim-notify-my-supervisor-etc/</link>
		<comments>http://www.ramoslawblog.com/2009/06/03/how-long-do-i-have-tofile-my-claim-notify-my-supervisor-etc/#comments</comments>
		<pubDate>Thu, 04 Jun 2009 01:59:04 +0000</pubDate>
		<dc:creator>Bryan Ramos</dc:creator>
				<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Law]]></category>
		<category><![CDATA[attorneys]]></category>
		<category><![CDATA[Georgia's injured workers]]></category>
		<category><![CDATA[indemnity benefits]]></category>
		<category><![CDATA[O.C.G.A § 34-9-]]></category>
		<category><![CDATA[workers' comp law]]></category>

		<guid isPermaLink="false">http://www.ramoslawblog.com/?p=848</guid>
		<description><![CDATA[If you are injured at work in Georgia there are several deadlines you should be aware of in order to preserve any potential workers&#8217; compensation claim you may have.  First, you must give the employer notice of the injury within 30 days of the injury date.  (O.C.G.A. § 34-9-80).  You then have one (1) year [...]]]></description>
			<content:encoded><![CDATA[<p><strong></strong></p>
<p>If you are injured at work in Georgia there are several deadlines you should be aware of in order to preserve any potential workers&#8217; compensation claim you may have.  First, you must give the employer notice of the injury within 30 days of the injury date.  (O.C.G.A. § 34-9-80).  You then have <span id="more-848"></span>one (1) year from the date of injury or last remedial medical treatment to file your notice of claim with the State Board. ( O.C.G.A. §34-9-81).  Notice must be provided by filing a WC-14 with the State Board.</p>
<p>Those are the first two statutes  to be on the lookout for, however, there are several other important deadlines that will arise during the course of your claim.</p>
<p>For instance, one scenario you may run into is that if your benefits are suspended and you then have a change in condition for the worse, you must file a request for recommencement within two (2) years from the date of last payment of income benefits.  (O.C.G.A. § 34-9-104).</p>
<p>Also, claims for permanent partial disability benefits must be filed within four (4) years from date of last payment of income benefits.</p>
<p>These deadlines are vital to your case.  The attorneys at the Ramos Law Firm will track these statutes for you and make sure the appropriate action is taken on time.  <a href="mailto:gail@ramoslawfirm.com">Contact </a>an attorney for a free consultation.</p>
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		<title>Can I receive disability benefits and workers compensation benefits at the same time?</title>
		<link>http://www.ramoslawblog.com/2009/06/01/can-i-receive-disability-benefits-and-workers-compensation-benefits-at-the-same-time/</link>
		<comments>http://www.ramoslawblog.com/2009/06/01/can-i-receive-disability-benefits-and-workers-compensation-benefits-at-the-same-time/#comments</comments>
		<pubDate>Mon, 01 Jun 2009 18:00:48 +0000</pubDate>
		<dc:creator>Julia Lindsey</dc:creator>
				<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Injured On the Job in Georgia]]></category>
		<category><![CDATA[Law]]></category>
		<category><![CDATA[Georgia workers' compensation]]></category>
		<category><![CDATA[indemnity benefits]]></category>
		<category><![CDATA[O.C.G.A § 34-9-]]></category>
		<category><![CDATA[retirement benefits]]></category>
		<category><![CDATA[work related injury]]></category>
		<category><![CDATA[workers' comp benefits]]></category>
		<category><![CDATA[Workers' Compensation Act]]></category>

		<guid isPermaLink="false">http://www.ramoslawblog.com/?p=796</guid>
		<description><![CDATA[No, pursuant to Board Rule 200 (c), &#8220;an injured employee who receives regular wages during disability shall not be entitled to weekly benefits for the same period.&#8221; Assuming that an employee has a wage-continuation plan or sick leave policy, the employer should offer the employee the choice to receive either the sick leave OR the [...]]]></description>
			<content:encoded><![CDATA[<p>No, pursuant to Board Rule 200 (c), &#8220;an injured employee who receives regular wages during disability shall not be entitled to weekly benefits for the same period.&#8221;</p>
<p>Assuming that an employee has a wage-continuation plan or sick leave policy, the employer should offer the employee the choice to receive either<span id="more-796"></span> the sick leave OR the workers&#8217; compensation benefits after the employee is injured.  In most cases, the wage-continuation plan/sick leave will be equal to the employee&#8217;s salary which is usually more than temporary total disability benefits (TTD).   Therefore, most employees will elect to receive the wage-continuation benefits over the workers&#8217; compensation benefits (TTD).</p>
<p>It is important for the employee to understand that when the employer offers the employee both types of benefits, the employee must select one in lieu of the other.  In other words, they cannot select one now and use the other later.  If the employee elects to receive benefits under the wage-continuation plan, the employee will not receive the workers&#8217; compensation benefits and the employer can request a credit for the workers&#8217; compensation benefits.  Under the law, employees are offered 400 weeks of workers compensation benefits.  When an employee chooses his wage-continuation plan, the employer can obtain a credit pursuant to O.C.G.A. § 34-9-243 which starts the clock ticking for the 400 weeks of workers&#8217; compensation benefits.</p>
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		<title>Are grandchildren considered dependents and eligible to receive death benefits?</title>
		<link>http://www.ramoslawblog.com/2009/04/23/are-grandchildren-considered-dependents-and-eligible-to-receive-death-benefits/</link>
		<comments>http://www.ramoslawblog.com/2009/04/23/are-grandchildren-considered-dependents-and-eligible-to-receive-death-benefits/#comments</comments>
		<pubDate>Fri, 24 Apr 2009 04:08:01 +0000</pubDate>
		<dc:creator>Julia Lindsey</dc:creator>
				<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Law]]></category>
		<category><![CDATA[Adriana Sola Capifali]]></category>
		<category><![CDATA[case law]]></category>
		<category><![CDATA[death benefits]]></category>
		<category><![CDATA[indemnity benefits]]></category>
		<category><![CDATA[O.C.G.A § 34-9-]]></category>
		<category><![CDATA[State Board of Workers' Compensation]]></category>

		<guid isPermaLink="false">http://www.ramoslawblog.com/?p=724</guid>
		<description><![CDATA[In society today, it is not unusual to see grandchildren living with their grandparents.  Under the workers&#8217; compensation laws are grandchildren considered dependents?  Biological children of an employee that are under age 18 are considered dependents. Pursuant to O.C.G.A. § 34-9-13, a &#8220;child&#8221; also includes dependent stepchildren, legally adopted children, posthumous children, and acknowledged children [...]]]></description>
			<content:encoded><![CDATA[<p>In society today, it is not unusual to see grandchildren living with their grandparents.  Under the workers&#8217; compensation laws are grandchildren considered dependents?  Biological children of an employee that are under age 18 are considered dependents. Pursuant to O.C.G.A. § 34-9-13, a &#8220;child&#8221; also includes dependent stepchildren, legally adopted children, posthumous children, and acknowledged children born out of wedlock.  Married children are <span style="text-decoration: underline;">not</span> considered dependents.</p>
<p>As for grandchildren<span id="more-724"></span>, O.C.G.A. § 34-9-13(d) states that in all other cases, questions of dependency shall be determined in accordance with the facts at the time of the accident.  Also, no compensation shall be allowed unless the dependency existed for a period of three months or more prior to the accident.</p>
<p style="padding-left: 30px;">Facts: An employee gets injured while working on September 11, 1998.  He received workers&#8217; compensation benefits for his injury.  On February 14, 2000, the employee&#8217;s grandson moved into his home to live.  On August 17, 2006, the employee&#8217;s injury was deemed as catastrophic.  On October 2, 2006, the employee dies due to complications related to his work injury.  Is the grandson eligible considered a dependent and entitled death benefits?</p>
<p>If we apply the workers&#8217; compensation rules to our fact pattern, the grandson that moved in with the employee on February 14, 2000 is NOT eligible for death benefits.  While the grandson would be considered a dependent if he moved in and received financial support from his grandfather/employee, he was not a dependent at the time of the accident on September 11, 1998.  Dependency is determined at the time of the accident which in this case was 2 years before the grandson moved in with his grandfather.</p>
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		<title>What Benefits May the Employee Receive?</title>
		<link>http://www.ramoslawblog.com/2008/10/27/what-benefits-may-the-employee-receive/</link>
		<comments>http://www.ramoslawblog.com/2008/10/27/what-benefits-may-the-employee-receive/#comments</comments>
		<pubDate>Tue, 28 Oct 2008 03:38:49 +0000</pubDate>
		<dc:creator>Bryan Ramos</dc:creator>
				<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Law]]></category>
		<category><![CDATA[Georgia workers' compensation]]></category>
		<category><![CDATA[indemnity benefits]]></category>
		<category><![CDATA[medical benefits]]></category>
		<category><![CDATA[O.C.G.A § 34-9-]]></category>

		<guid isPermaLink="false">http://www.ramoslawblog.com/?p=171</guid>
		<description><![CDATA[Employees are potentially entitled to the Five Pillars of Workers&#8217; Compensation: (i) Temporary Total Disability; (ii) Temporary Partial Disability; (iii) Permanent Partial Disability; (iv) Medical care / treatment; and (v) Rehabilitation care and counseling. Assuming the claim is compensable, the Employee may receive two-thirds of his average weekly wage, but not more than $500.00 for [...]]]></description>
			<content:encoded><![CDATA[<p>Employees  are potentially entitled to the Five Pillars of Workers&#8217; Compensation:  (i)  Temporary Total Disability; (ii) Temporary Partial Disability; (iii) Permanent  Partial Disability; (iv) Medical care / treatment; and (v) Rehabilitation care  and counseling.</p>
<p>Assuming  the claim is compensable, the Employee may receive two-thirds of his <span id="more-171"></span>average  weekly wage, but not more than $500.00 for an accident which occurred on or  after July 1, 2007.</p>
<p>Employees  are entitled to weekly income benefits if they are unable to work for more than  7 days.  The first check should be mailed within 21 days after the first day of  missed work.  If the Employee misses more than 21 consecutive days, then he will  be paid for the first week.</p>
<p>In terms of medical  treatment, the Employer or workers&#8217; compensation insurance carrier will pay for  the authorized medical treatment if the treatment was for an on-the-job  injury.<strong> </strong>These expenses generally  include hospital bills, physical therapy, prescriptions, and necessary travel  expenses if the injury or illness was caused by an accident on the job.   These  medical benefits last until the injury has resolved or in some cases for the  Employee&#8217;s life.</p>
<p><strong> </strong>If the  Employee is able to return to work at the regular pay, then the income  benefits should be suspended.  However, if the Employee returns to work at a  lesser rate of pay, then he may be entitled to receive a reduced benefit based  upon his earnings.  This benefit will not exceed $334.00 if his accident  occurred on or after July 1, 2007.<strong> </strong></p>
<p>These income benefits  may last up to 400 weeks, or 350 weeks if the Employee has been reduced to  Temporary Partial Disability benefits.  O.C.G.A. §§ 34-9-261 and 262.  If the  injury is severe and the Employee may never return to work, she may be entitled  to lifetime income benefits.</p>
<p>In certain  circumstances, the authorized treating physician may determine that the Employee  is entitled to an &#8220;impairment rating&#8221; in proportion to the diminishment of the  normal use of their body.  These ratings are based upon Guides to the Evaluation  of Permanent Impairment, 5<sup>th</sup> Edition, published by the <em>American Medical Association</em>.  In these  cases, the legislature has devised a compensation system that works in  conjunction with the physician&#8217;s rating. O.C.G.A. §  34-9-263.</p>
<p>In the worst case  scenario where an Employee dies as a result of the work injury, the Employer  would be responsible for certain burial and funeral expenses.  Also, the  Employee&#8217;s dependants may be entitled to benefits.</p>
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